ACCESS AMERICA TRAVEL INSURANCE

Access America International Highlights

Access America’s International Travel Protection Plan was created with the international or extended traveler in mind. Because if its maximum amounts of coverage and increased benefits, this product is well suited for adventure travelers as well. When purchasing travel protection, know that Access America International offers the most services and benefits for the discerning traveler. For those travelers seeking the best possible coverage, Access America’s International product provides the ultimate in protection for both individuals and their families.

Highlights of this program include:

Three different package options:

· The Comprehensive package provides the broadest protection for yourself, your trip and your possessions.

Benefits include: Trip Cancellation and Interruption, Emergency Medical and Dental, Baggage and Baggage Delay, Emergency Medical Transportation, Travel Delay and Travel Accident.

In addition, Access America’s 24-hour multi-lingual hotline assistance center for medical and legal emergencies is included.

· The Trip and Health package includes benefits for Trip Cancellation and Interruption, Emergency Medical and Dental, Travel Delay, and Emergency Medical Transportation, plus access to our 24-hour assistance center.

· The Health only package includes Emergency Medical and Dental, and Emergency Medical Transportation as well as access to the 24-hour assistance center. Choice of Individual or Family plans. Pricing starts as low as $45.

Two special features:

Pre-Existing Conditions Exclusion Waiver - you can waive the Pre-Existing Conditions Exclusion by purchasing this coverage within seven days of the date of your initial trip deposit. Satisfaction Guarantee - If you are not completely satisfied within 10 days of purchasing the program, Access America will process a full refund of premium to you, as long as you have not already departed on your trip. Prices are based on the cost and length of your trip.

Insurance underwritten by BCS Insurance Company.